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我的理財日記 - 台股跌繼續加碼00878 4張 - 哈利王美食小當家

Hits: 12

今天台股開盤跌,於是又順利加碼了00878 四張,

Screenshot_20221215-210423_2

只要有閒錢第一件做的事情就是 “加碼ETF” 。今天00878總數也來到了96張。

要記得股息投資的要領就是要用 “閒錢”,

閒錢怎麼定義呢?

以哈利王來說,通常身上會準備 6個月的緊急應用金,

剩下來的錢我稱之為閒錢。

那緊急應用金的定義是甚麼? 就是我失業的時候可以cover 我所需要的錢。

舉例來說,

房貸+管理費 25000, 水電瓦斯等等 2000 每個月吃飯生活費交通費 12000 其他娛樂費用 5000 ,

所以我會準備約當27萬元的預備金,這是不會動用到的。

那剩下的錢我就會大膽投資,我的投資方式其實很簡單,

就是買ETF居多,舉例來說:

高股息類: 0056/ 00878/ 00919

權值類: 0050/ 006208

投入進去後就想成錢丟到某個謎樣空間,這可能是拿不回來的空間。

但是每年或每季會有固定的回饋給我們。

用這個思維,讓我可以一直順利的累積我的資產

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